Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Marguerita is a Certified Financial Planner (CFP), Chartered Retirement Planning Counselor ...

Federal Direct Loans are originated by the federal government and don’t come with credit criteria. Federal student loan rates for the 2025-2026 school year range from 6.39% to 8.94%. Consider maxing ...

Removal of the Grad PLUS Program, new federal loan cap limits and different payment plans are set to go into effect in July.

This voice experience is generated by AI. Learn more. This voice experience is generated by AI. Learn more. US Secretary of Education Linda McMahon at the White House in Washington, DC, on November 20 ...

Student loans allow you to borrow money to cover college and school-related expenses. Browse Investopedia’s expert written ...

Graduate students may apply for Federal Direct Loans by submitting a FAFSA. Legacy borrowers may apply for Federal Direct PLUS Loans. Your financial aid award notification will include details about ...

It’s a new year for student loans, and big changes are happening that will impact millions of borrowers across the country. Historic legislative changes, sweeping regulatory updates, and major legal ...

There's a strategy to getting the right student loans for graduate school. First, you'll want to tap federal student loans up ...

Federal loans are often more affordable and easier to get, but private loans can close funding gaps ...