Federal Direct Unsubsidized Loans are often the cheapest borrowing option, followed by Direct Plus Loans and private graduate ...

・Subsidized loans save you money because the government pays your interest while you’re in school. ・Unsubsidized loans are open to nearly all students but start accruing interest immediately.

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Marguerita is a Certified Financial Planner (CFP), Chartered Retirement Planning Counselor ...