You may have heard a colleague talk about a luxury vacation they booked with their points, or you might have a friend who is ...

If you're in the market for a new home or thinking about refinancing your mortgage, chances are you've heard of mortgage points. These points, commonly referred to as discount points, are a form of ...

Dan Rafter has written about personal finance, credit cards, mortgages, insurance, credit scores and other financial topics for more than 20 years. He has written for Rocket Mortgage, Bankrate, ...