Sometimes, it's better to have a low guaranteed return than it is to take a big risk that might pay off (or might not). That's the approach more people are taking amid tariffs and geopolitical ...

A fixed index annuity (FIA) balances between security and growth potential by linking returns to a stock market index while protecting against market downturns. It’s a popular choice for retirement ...

Fixed index annuities provide market-linked growth for your money and protect your principal. But returns are capped, and fees can be significant. A fixed annuity could provide partial protection ...

At its core, an annual reset aims to provide investors with the opportunity to benefit from market growth while safeguarding their principal against market downturns. An FIA’s performance is typically ...

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Ralph and Shirley Corbin say the insurance agent told them the equity-indexed annuity would pay a 12 percent bonus rate and allow them to take out money whenever they wanted. Neither was true, but ...

I have spent my career looking for new ways for retirees to create income — particularly safe, lifetime income — and at the same time meet their objectives for legacy, inflation protection, liquidity ...

In an increasingly uncertain market, investors are looking for solutions that offer both growth potential and downside protection. Registered Index-Linked Annuities (RILAs) are emerging as a flexible ...

Driven by upside opportunity, investors are flocking to annuities pegged to a stock index as equities keep climbing, Limra ...

Adam B. Frankel is a personal finance writer and financial adviser with over 30 years of experience. When he’s not managing money in the stock market, he teaches financial topics and other core ...