A Roth conversion could help you avoid required minimum distributions in retirement. Before you move funds into a Roth, make ...

Roth retirement accounts can mean lower taxes in your golden years, but income restrictions may limit your ability to ...

In a previous article about Roth conversions, an advisor wrote: "For many folks, a prime time for Roth conversions takes ...

Considering a Roth IRA conversion before RMDs? Learn if paying taxes now to avoid them later is right for you.

Be sure you understand the tax consequences before making the change Cathy Pareto, MBA and CFP®, is the founder and president of Cathy Pareto & Associates Inc. For more than twenty years, Cathy has ...

It may require some flexibility on your part, but the savings could be worth it.

There are certain retirement moves, like claiming your 401(k) match, that you can do at any point during the year. There are others you generally do at a specific time. Roth IRA conversions fall into ...

Retirees will generally have more insight into the wisdom of a Roth IRA conversion than younger workers, due to decreased uncertainty about future income paths and tax rates. Decisions about how and ...

If you're revisiting your retirement plan before year-end, a Roth conversion could be one of the smartest tax moves available. Converting a traditional pre-tax IRA into a Roth IRA now can lock in long ...

Unless you hold some niche investments, the value of your portfolio is likely down at the moment. The S&P 500 has surrendered about 18% over the past 12 months, and the broad bond market hasn't done ...

In life, you often get second chances — and the same is true with investing. To illustrate: You might not have been able to contribute to a Roth IRA during your working years due to your income level, ...

Doing a Roth conversion in any climate can be a painstaking and nerve-wracking process. That said, let’s dive into whether investors should convert their traditional retirement accounts to Roth ...