Many plans focus on how much has been saved, but it's how much you spend that ultimately determines whether your plan works.

Market performance tends to dominate the conversation about risks to a retirement plan. But spending shocks can also curb a retirement portfolio’s longevity. In Morningstar’s research, we examined the ...

A no-spend plan sounds great in theory, but once you start to implement it, it can be hard not to slip back into old habits. Learn More: 8 Things You Must Do When Your Savings Reach $50,000 Check Out: ...

Uncertain market performance—specifically, big losses early in retirement—tends to dominate the conversation about risks that can imperil a retirement plan. And for good reason: We found in our 2025 ...