The Federal Housing Finance Agency (FHFA) is pushing the mortgage industry into a new phase of credit score competition, with ...

On Wednesday, Freddie Mac and Fannie Mae announced their acceptance of mortgages evaluated using VantageScore 4.0 to reduce costs for American homebuyers and stimulate competition in the mortgage ...

WASHINGTON, April 22, 2026 /PRNewswire/ -- Fannie Mae (OTCQB: FNMA) today announced upcoming updates to its Selling Guide to allow for the use of VantageScore® 4.0, effective immediately, and the ...

Homeownership in the United States has become increasingly difficult for millions of Americans. Mortgage rates remain ...

Freddie Mac (OTCQB: FMCC) today announced that the company will begin accepting mortgage loans assessed using VantageScore ® 4.0. The move, which is in alignment with U.S. Federal Housing and Fannie ...

Fannie Mae and Freddie Mac will now accept VantageScore 4.0 for mortgage approvals, marking the first major credit scoring update in decades. The model includes rent and utility payment history, ...

Fannie Mae and Freddie Mac will now accept VantageScore 4.0 and FICO Score 10T for mortgage underwriting, marking the first ...

This story was updated on April 7, 2026, to include additional clarification from a FICO spokesperson regarding its pricing structure, wholesale royalties, and the role of credit bureaus in tri-merge ...