Credit repair expert Micah Smith says new VantageScore 4.0 mortgage rules let rent payments count, but warns late payments ...

The Federal Housing Finance Agency (FHFA) is pushing the mortgage industry into a new phase of credit score competition, with ...

Fair Isaac executives say FICO’s pricing is on par with VantageScore. But the credit bureau’s stock has taken a hit.

A batch of loans originated by Newrez and delivered to Freddie Mac is providing one of the first real-world examples of how ...

FHFA began a VantageScore 4.0 pilot for GSE loans with new pricing grids, while HUD said FHA will add VantageScore 4.0 and ...

Rocket, United Wholesale Mortgage and Pennymac said they will use the new government-sponsored enterprise credit metric as ...

Households are pulling back on borrowing and reducing revolving balances, leading to improvements in consumer credit ...

HUD SECRETARY ANNOUNCES NEW ACCEPTANCE AND IMPLEMENTATION OF VANTAGESCORE 4.0 FOR FHA LOANS: HUD will also allow the use of VantageScore 4.0 for FHA mortgage loans. Over 80% of all FHA-insured ...

SAN FRANCISCO--(BUSINESS WIRE)--Federal Housing Finance Agency (FHFA) Director Bill Pulte’s July 2025 decision to authorize VantageScore 4.0 for competitive use in GSE-conforming mortgages saves the U ...

Fannie Mae (OTCQB: FNMA) today announced upcoming updates to its Selling Guide to allow for the use of VantageScore® 4.0, effective immediately, and the future use of FICO® Score 10T credit scores for ...

Average VantageScore 4.0 Credit Score Rises on Strength for Top Tier Consumers Lending Increases Year-Over-Year as Banks Selectively Increase Originations to Top Tier Lower-Tier Consumers Remain Under ...