If you're fortunate enough to have access to a 401(k) plan at work, chances are, you're also eligible for some free money, as well. That's because an estimated 92% of companies that offer 401(k)s are ...

Now, more than ever, investing is an important part of retirement planning. And one of your investment options as an employee might be a 401(k) plan. Participating employers offer 401(k)s for employee ...

A key step in forming a company is issuing equity to the Founder(s). This equity is commonly referred to as “Founder’s Stock.” When issuing Founder’s Stock, it is important to consider whether a ...

401(k) forfeiture occurs if you leave a job before being fully vested. Employer contributions vest according to schedules, with many employers using cliff vesting or graded vesting. To avoid losing ...

In employer-sponsored 401(k) plans vesting refers to the amount of contributions made by the employer that the employee is entitled to. A vesting schedule shows when contributions made by the employer ...

I have a retirement plan with an employer match, but it takes 5 years of working at the company before the employer contributions vest. What happens to that money if I don’t reach the 5 years? How ...

One of the most exciting aspects of joining a startup is getting stock options. It gives you ownership in the company and aligns incentives between management and employees. However, one part of the ...

Ah, the bliss of having a 401(k) match. Your employer contributes money to your account, matching what you save from your own paycheck pre-tax, usually matching between 50% and 100% of the amount the ...