Student loans allow you to borrow money to cover college and school-related expenses. Browse Investopedia’s expert written ...

The federal Direct Loan program offers subsidized and unsubsidized student loans for undergraduate students. The government covers interest payments on subsidized loans while you are in school at ...

Students can borrow up to the full cost of attendance for college, but that may require using a combination of loan programs which each may have their own limits. Federal student loan programs have ...

On July 4, 2025, the President of the United States signed into law the One Big Beautiful Bill Act (OBBBA) which enacted major changes to the U.S. tax code, as well as to federal programs that receive ...

Federal Direct Unsubsidized Loans are often the cheapest borrowing option, followed by Direct Plus Loans and private graduate ...

Passed in July 2025, the One Big Beautiful Bill Act (OB3) introduces significant changes to federal student loan programs. Federal student loan provisions included in OB3 have been enacted and are ...

Loans are money you borrow that must be repaid with interest. Along with scholarships, grants, and work study, they are a vital form of financial assistance that can offset your cost of attendance.

The cost of attending college continues to rise, and for many students, paying for their education requires borrowing. A variety of federal student loans are available through the U.S.