Insurers group drivers into different risk categories to determine policy eligibility and pricing. Standard insurance is what most drivers qualify for, while nonstandard insurance is usually reserved ...

CHICAGO (WLS) -- Drivers must have insurance in Illinois, and non-standard insurance legally covers those who are a high risk or have a bad credit history. But some people who were hit by drivers with ...

If you don't own a car but frequently borrow or rent one, then non-owner car insurance could save you money. A non-owner car insurance policy may be cheaper than paying for a car rental company's ...

In the car insurance industry, “standard” refers to one of several risk-rating categories. Car insurance companies rate policies based on risk and generally categorize drivers as nonstandard (also ...