The Federal Housing Finance Agency (FHFA) is pushing the mortgage industry into a new phase of credit score competition, with ...

A VantageScore is a type of credit score to help lenders decide your creditworthiness. It intends to provide a reliable way of scoring a wider swath of consumers than competing models like FICO, ...

Fair Isaac executives say FICO’s pricing is on par with VantageScore. But the credit bureau’s stock has taken a hit.

Credit score ranges can get a little confusing. One of the reasons is that you have many different credit scores. This makes ...

Natalie Campisi is a senior journalist who covers personal finance, balancing timely news with in-depth enterprise reporting. Her mission is to make complex financial issues clear and accessible for ...

A batch of loans originated by Newrez and delivered to Freddie Mac is providing one of the first real-world examples of how ...

Newrez, a top five mortgage lender and servicer, recognized the role its deep partnership with Freddie Mac played in enabling the U.S. Federal Housing (FHFA), Freddie Mac, and Fannie Mae to move ...

Take a Financial Relief Quiz. Get matched with an Authorized Partner. Your credit score can be the key to the things you want in life: a new home, a new car or even a new job. However, several types ...

Households are pulling back on borrowing and reducing revolving balances, leading to improvements in consumer credit ...

The average VantageScore credit score dropped to 700 in December 2025, a point lower than in November and down two points from December 2024, according to the latest CreditGauge report from ...