Federal Direct Loans - Atlanta Technical College

Loans

Subsidized vs. Unsubsidized Student Loans: Which Is Best?

Apply for a Federal Subsidized or Unsubsidized Direct Loan

Let's talk about loans for a minute. Now in an ideal world, we won't even need this, but in reality, sometimes families will need them. Or maybe you found us late and you need them this year, but we're gonna help you avoid them for next year. Either way, if you're in a situation where you're a student and you have to sign for loans, some are better than others. So what is the difference between subsidized and unsubsidized? Both of these are need-based. Subsidized— the government pays the interes